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1、以下是一封SWIFTMT700K开立信用证实例。RECEIVEDFORM:TCBBTWTH092TAICHUNGCOMMERCIALBANKMESSAGETYPE:MT700ISSUEOFDOCUMENTARYCREDITDATE:Oct293008:27：sequenceoftotal（报文页数）1/1:40A:formofdocumentarycredit（信用证形式）Irrevocable:20:documentaryrcreditnumber（信用证号码）ICMLC425874:31C:dateOfiSSUe（开证期）081018:40E:applicablerules（所适用规则）U
2、CPlatestversion:31D:dateandplaceofexpiry（到期及到期地点）081125inbeneficiarysCOUntry:50:叩PliCanr（申请人）corporation4F-3.79,Hsintaiwurd.,sec.i,HSICHIH221,TAIPEI,TAIWAN:59:beneficiar）f（受益人）*IECO.,LTDZHUXIALU,SHICHENGTOWN,*COUNTY,P.R.CHINATEL:*-*:32B:currencycode,amount（货币、金额）USD47119,20:41D:availableWithby（向*银行兑
3、付,兑付方式为*）AnybankinbeneficiaryscountryBynegotiation:42C:draftat.（汇票期限）Sight:42A:drawee（受票人）TCbbtWth092:43P:partialShiPment（部分装运）Allowed:43T:transshipment（转运）Allowed:44F:portofloading/airportofdeparture（装运港/起H机场）FUZHOU,CHINA:44E:portofdischarge/airportofdestination（卸货ji目的机场）KEELUGE,TAIWAN:44C:latestda
4、teofShiPment（最迟装运期）081022:45A:descriptionofgoodsand/orsendees（货物及或服务的描述）AutosparepartsQTY:15061PCSPRICETERMS:FORBFUZHOU,CHINA:46Aiciocumentsrequired（所需单据）1 .signedcommercialinvoicein3copies.2 .fullsetoforiginalcleanonboardoceanbillsofladingmadeouttotheorderofTAICHUNGCOMMERClALBANK,taipebranch,marked
5、*GREIGHT,notifyapplicantwithfulladdressandindicatingL/CNO.3 .packinglistin3copies:47AiadditionalCOnditiOnS（附加条款）1 .LCNO.MUSTBEINDICATEDONALLDOCS.2 .ALLDOCSMUSTBEINENGKISH.3 .aspecialhandlingchargeofUSD60.00willbedeductedifdocsarepresentedwithdiscrepancy（IES）4 .plscollectyradvisingfeebeforereleasingt
6、hisL/Ctothebeneficiary.5 .negptiatingbankscoverlettershouldindicatewhetheramendments,ifany,havebeenacceptedbythebeneficiary.6 .shipmentmusteffectedbyashippingcompanydesignatedbycastleinternationalCO.,LTD.:71B:ChargeS（费用）AllbankingchargesexceptL/Cissuingchargeareforaccountofbeneficiary,:48:periodforp
7、resentation（交单期限）Within21daysafterB/ldatebutnotlaterthanL/Cvalidity.:49:COnfirrnatiCninstructions（保兑指示）Without:78:instructiontothePaying/accepting/negotiatingbank（给付款行/承兑行/议付行的指示）AlldocumentsmustbecourieredtoTAICHUNGCommercialbank,TAIPEIBR.1F,85CHUNGHSIAOE.,SECQ,TAIPEI,TAIWANinoneIotuponreceiptofyou
8、docsinstrictconformitywithcreditterms,weshallremittheproceedsasperyouinstruction.:57B：*advisethrough,bank（通知行）China*bankFuzhoubranchSwift*:72:sendertoreceiverin丘rmation（附言）信用证修改有其中的这么一条：:79:narrative（修改详述）注：1、收报行就是接受信用证电文的银行，-般为通知行。比如信用证开给浦发，浦发就是收报行。Confirm,即是要求收报行保兑信用证；如果收报行决定不保兑，应当毫不延迟地通知开证行不保兑。Mayadd,即是收报行可以根据自己的需求决定保不保兑信用证，决定保兑后，当然也要毫不犹豫地通知开证行。Without,即是不需要收报行保兑信用证，收报行只需信用证通知受益人即可。2、AppijcationHEADER下的银行是银行的开证行，Wapplicantbank（5id）是信用证的开证申请行，般是APPLlCANTBANK(51D)不能直接对外发送报文或者信用证集中处理而由上级行对外开除开出信用证；比如企业在支行开户，在支行开证。但支行只能通过其上级行开出信用证。这就是申请人(开户)银行与开证银行的区别吧。
